ShareBuilder 401k Traditional 401(k) Providers
Low Cost Solution
  • Startup plans that are 39% less than traditional plans.
  • We automatically adjust pricing as you grow until business administration cost is zero.
 More Expensive / Tough Negotiations
  • Startup plans tend to be 39% more expensive than a ShareBuilder 401k*
  • Maybe your provider will negotiate lower fees. Few if any offer automatic price adjustments like ShareBuilder 401k that is straightforward and transparent without a contract or surrender charges.
Participant Fees Less than 1%
  • Participant fees less than 1% and it automatically lowers to as low as 0.65% all-in as part of Automatic Price Discount program!
  • ShareBuilder 401k offers low expense with an average model expense ratio of 0.20%. Add in our annual asset management price of 0.45% to 0.75% depending on the size of your plan, and participant fees will average between 0.65% to 0.95% all-in. That’s tough to beat in the 401(k) industry!
 Nearly Double the Fees to Your Participants
  • Typical industry participant fund expenses and fees averages 1.87%.*
  • Some 401(k) providers may claim that they charge no asset management fees, boast of low expense-ratio investments, or even that they will refund a portion of 12b-1 fees. Just be sure you know the sum total of all participant fees and other upfront loads or excessive charges that can make these claims irrelevant.
  • Learn more about 401(k) fees.
Transparent Pricing
  • When you have great pricing, there is nothing to hide and it’s why we publicly display our pricing.
  • Click here to see all the costs you could ever pay.
 Hard to Find (hidden) Fees & Costs
  • No other 401(k) provider that we’ve seen offers a complete, transparent pricing schedule up front — in fact, if you can find one, we’ll give you an additional $50 off your 401(k) plan setup charge! (To get your additional $50 discount, just call one of our consultants at 800.943.6108 with the location of another company’s full fee schedule.)

* Plan costs and fund fees are based on a Q2, 2008 competitive survey by PAi and ShareBuilder of leading 401(k) providers for a start-up 401(k) plan with ten employees and eight participants.